ABIL's numbers

ABIL increased its headline earnings by 16% to R937million.

How did African Bank perform?

Sales of new loans grew 11%, driven by volume growth of 13%,
whilst loan sizes fell by 1%.

How did Ellerines perform?

Ellerines generated headline earnings of R190 million.

Looking ahead

The first half of the 2009 financial year has yielded steady progress in respect of ABIL's long-term strategic objective.

ABIL group results for the six months ended 31 March 2009, incorporating:

• The African Bank business unit, being the ABIL
   business prior to the Ellerines acquisition and

• The Ellerines business unit, consisting of the
   retail and financial services operations of Ellerines.