| |
|
| Key shareholder ratios |
|
| Profit for the year |
R million |
Basic earnings attributable to
ordinary shareholders |
R million |
| Basic earnings per share |
cents |
| Headline earnings |
R million |
| Headline earnings per share |
cents |
Number of ordinary shares in issue
(net of treasury shares) |
million |
Weighted number of ordinary shares
in issue |
million |
Fully diluted number of ordinary shares
in issue |
million |
| Number of preference shares in issue |
million |
| Economic profit |
R million |
| Net asset value per share |
cents |
| |
|
| |
|
|
|
| Dividends per share |
|
| Total ordinary dividends |
cents |
| Special dividends paid |
cents |
| Total ordinary and special dividends |
cents |
| Dividend cover |
times |
| Total preference share dividends |
cents |
| |
|
| |
|
|
|
| Performance ratios |
|
| Total income yield on average advances |
% |
| Bad debt expense to average advances |
% |
| Cost to income |
% |
| Cost to average advances |
% |
| Average funding cost |
% |
| Return on assets |
% |
| Return on equity |
% |
| |
|
| |
|
|
|
| Asset and credit quality ratios |
|
| Gross advances |
R million |
| Total non-performing loans (NPLs) |
R million |
| Total impairment provisions |
R million |
| NPLs to gross advances |
% |
Total impairment provisions as a %
of gross advances |
% |
| NPL coverage |
% |
Bad debt write-offs to average gross
advances |
% |
| |
|
| |
|
|
|
| Capital ratios |
|
| ABIL group capital adequacy |
% |
| African Bank capital adequacy |
% |
| |
|
